Skin Cancer Advanced Symptoms

the illicit sale of nonperforming loans by banks to private companies

By Héctor
Ricárdez Arenas has become a legal service the sale of the debtors bank credits, foreign and domestic companies without complying because of the requirements indicated in the laws of matter. The onerous assignment of rights or transfer of rights litigation is not provided in the Credit Institutions Act and allowed operations to banks. And while the same law allows the sale of financial assets or transfer of banking book, as is the real name of this type of operation is only permitted to assign or subtract bad loans with the Bank of Mexico or other lending institutions or trusts created by the Federal Government for the economic development course. This is the exception to the general rule that Article 46 of the Credit Institutions Act allows banks to operate. However, that transfer of portfolio and rightly called the Supreme Court of the Nation, yes you can negotiate with private companies or foreign nationals, subject to authorization by the National Banking and Securities y siempre que se cumplan las reglas contenidas en la Circular No. 1505 del 24 de Agosto del 2001 emitida por la Comisión Nacional Bancaria y de Valores.
Otro punto interesante resulta la violación que se hace por parte de los bancos y los cesionarios de la cartera vencida, es el ignorar la obligación de llamar previamente al deudor originario para que entre a la licitación de su crédito no pagado. Porque posteriormente el adquirente cesionario privado que haya adquirido esos pasivos, sólo podrá cobrar al deudor originario lo que realmente haya pagado al banco por la compra-venta de esa cartera vencida y así lo ha resuelto la Suprema Corte de Justicia de la Nación. La famosa cesión de crédito, no resulta jurídicamente, but a real subrogation, so that the obligor may bring an action of withdrawal innominate with all the privileges he had against the bank because the credit acquirer or transferee is not nothing but a cause-holder of the bank. On the other hand it is also questionable and very carefully to the right that the debtor has violated their right of preference to both.